Cheapest POS System in the USA
What the cheapest POS system really costs: monthly fees, card processing and hardware compared, plus free options for cafes, restaurants and food trucks.
💡 Quick answer: The cheapest POS is one with a $0 monthly fee that runs on devices you already own. Pointbunny Free costs $0/month with no contract. Other $0-per-month options in the US include Square Free, Loyverse and SumUp's standard plan. Your real cost also depends on card processing and hardware.
What a POS really costs
The monthly price is only one part of the bill. Add up all of these before you call a POS cheap:
Software fee: the monthly or yearly plan price.
Card processing: a percentage plus a fixed fee on each card sale, if the POS company processes your cards.
Hardware: a register, tablet, card reader, printer or cash drawer, bought or leased.
Add-ons: kitchen screens, reporting history, staff tools or extra devices that cost more.
Contract terms: a long term or an early termination fee can make a cheap plan expensive to leave.
$0-per-month POS options in the US
Prices below come from each company's public pricing page, checked October 2026. Rates can change, so confirm before you sign up.
POS | Monthly software fee | In-person card rate | Common paid extras |
|---|---|---|---|
Pointbunny Free | $0 | Doesn't process cards | Pro $19/month adds the time clock |
$0 | 2.6% + 15¢ | Plus $49/month per location; KDS app needs a paid plan | |
$0 | Not listed on pricing page | Unlimited sales history $7/month; staff and inventory add-ons | |
$0 | 2.6% + 10¢ | POS Plus $49/month; POS Lite hardware $499 one time |
How to find the lowest real cost
✅ Estimate a normal month. Multiply your card sales by each processing rate, then add the monthly fee.
✅ Use what you own. A POS that runs on your current tablet, laptop or phone saves a hardware purchase.
✅ List the must-haves. If you need a kitchen screen, check whether it's free or an add-on.
✅ Check the exit. Month-to-month plans let you leave if costs rise. Our guide to a POS with no contract covers what to look for.
✅ Price your growth. See what the next plan up costs once you add staff.
Where Pointbunny fits
Pointbunny is a POS for cafes, restaurants and other food businesses, and the Free plan has no monthly fee.
$0/month on Free, with no contract.
Kitchen screen, customer display and pickup board are on the Free plan.
Runs on devices you already have, so you don't need to buy a register to start.
Tables and tabs for dine-in service.
Pro is $19/month and adds the time clock.
Running a truck or a bakery? See our pages on POS for food trucks and POS for bakeries.
Other ways to keep POS costs low
Buy hardware outright instead of leasing it.
Skip add-ons you won't use in the first few months.
Ask about processing rates in writing, including online and keyed-in rates.
Review your bill each quarter and cancel features you've stopped using.
For a longer look at free plans, read our roundup of the best free POS systems.
FAQ
What is the cheapest POS system in the USA?
Several POS systems have a $0 monthly plan, including Pointbunny Free, Square Free, Loyverse and SumUp's standard plan. The cheapest one for you depends on your card processing costs and whether you need new hardware.
Is a free POS really free?
The software can cost nothing per month. Many companies earn from card processing, hardware or paid add-ons, so check all three.
Do I need to buy new hardware?
Not always. Some POS apps, including Pointbunny and Loyverse, run on phones, tablets or computers you already own.
Does Pointbunny have a contract?
No. The Free plan is $0/month with no contract, and Pro is $19/month if you want the time clock.
Ready to cut your POS bill? Start free with Pointbunny. No monthly fee on the Free plan.
